FRONT TO BACK SERVICE

Set-Up and Review

  • Index documents for all access/view
  • Analyze Income, review DTI, assets, credit and title to ensure qualifying
  • Review file for completeness per lender submission and underwriting guidelines
  • Lender registration/lock assistance

Disclose and Submit

  • Coordinate with Escrow/Title and 3rd parties to ensure accuracy of fees
  • Input and generate disclosures, loan estimates, any broker required forms/documents
  • Run AUS, review and determine eligibility, appraisal type and documentation requirements
  • Submit to lender and order appraisals

Approval and Conditions

  • Provide detailed review and breakdown of approval and conditions, denoting broker/borrower conditions
  • Coordinate all 3rd party conditions: Escrow/Title CPL, wire, verifications, certs, payoff and insurance updates
  • Submit Conditions and facilitate updates with constant communication with Lender, Broker and all 3rd Parties
  • Question conditions and communicate with Lender/Underwriting whenever needed

Closing and Payout

  • Request CDs, verify vesting, order loan docs, update payoff demands
  • Coordinate closing and review accuracy of final CD and loan docs sent to Escrow/Title
  • Collect and send any funding conditions, follow up on signing, funding and recording
  • Obtain copies of final settlement statement, broker disbursement and prepare final broker compliance package

JUST SOME OF THE LENDERS EZ IS PARTERED WITH